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Tuition & Financial Aid


Student Financial Services

College Hall 106
10 Elm Street
Smith College
Northampton, MA 01063

Phone: 413-585-2530
Fax: 413-585-2566

Call Center Hours: Monday through Friday 10 a.m.–noon and 1:30–3:30 p.m. (EST)


Applicants & Prospective Students

This section is for prospective students applying for admission. If you are a current student, please go to the Student Financial Services website.

Financing Your Future: Investing in You

In a historic announcement, beginning in the fall of 2022, Smith College has eliminated loans from its undergraduate financial aid packages for students receiving need-based institutional grants and has replaced the loan amount with grants from the college. Read President McCartney’s letter.


Important Information

The Student Financial Services Call Center will be open to take your calls Monday–Friday, 10 a.m.–noon and 1:30 p.m.–3:30 p.m. (Eastern).

Investing In Your Dreams Is Our Top Priority

Smith College welcomes and supports qualified students from all economic backgrounds. As part of the college’s commitment to access, affordability and equity, Smith has eliminated loans from its undergraduate financial aid packages for those students receiving institutional need-based aid, replacing those funds with institutional grants. The college will meet the full documented need, as determined by college policy, of all admitted students who apply for aid by the published deadlines.

Smith is also proud to partner with QuestBridge, a platform that connects students from low-income backgrounds with leading institutions of higher education.

Every family is unique, and we are here to help you through the application process and provide financial advice to help manage the cost of college. 


These tools can help you estimate eligibility for need-based financial aid at Smith and how much you might expect to contribute.

Traditional Undergraduate Tuition

Students are billed for one-half of the annual charges at the beginning of each semester.


Tuition $61,260
Room & Board $21,310
Student Activities Fee $308
Health Insurance $3,148
Total per year $85,762

Other Costs Not Billed

There are costs that most students incur during the year. They can include:

  • Books and supplies. Plan for at least $400 per semester based on courses and availability of secondhand books.
  • Travel to and from Smith College
  • Personal expenses

Actual costs incurred will vary and are the student's responsibility.

Dining Options

All Ada Comstock Scholars are able to utilize Smith Dining Board options during the academic year via their OneCard access, regardless of housing status or financial aid eligibility. This benefit is not extended to students' dependents.

The following Code of Conduct was last updated by NASFAA's Board of Directors in March 2014. Subject to enforcement procedures that go into effect July 1, 2015, NASFAA institutional members of NASFAA will ensure that:

  1. No action will be taken by financial aid staff that is for their personal benefit or could be perceived to be a conflict of interest.
    1. Employees within the financial aid office will not award aid to themselves or their immediate family members. Staff will reserve this task to an institutionally designated person, to avoid the appearance of a conflict of interest.
    2. If a preferred lender list is provided, it will be compiled without prejudice and for the sole benefit of the students attending the institution. The information included about lenders and loan terms will be transparent, complete, and accurate. The complete process through which preferred lenders are selected will be fully and publically disclosed. Borrowers will not be auto-assigned to any particular lender.
    3. A borrower's choice of a lender will not be denied, impeded, or unnecessarily delayed by the institution, even if that lender is not included on the institution's preferred lender list.
    4. No amount of cash, gift, or benefit in excess of a de minimis amount shall be accepted by a financial aid staff member from any financial aid applicant (or his/her family), or from any entity doing business with or seeking to do business with the institution (including service on advisory committees or boards beyond reimbursement for reasonable expenses directly associated with such service).
  1. Information provided by the financial aid office is accurate, unbiased, and does not reflect preference arising from actual or potential personal gain.
  2. Institutional award notifications and/or other institutionally provided materials shall include the following:
    1. A breakdown of individual components of the institution's Cost of Attendance, designating all potential billable charges.
    2. Clear identification of each award, indicating type of aid, i.e. gift aid (grant, scholarship), work, or loan.
    3. Standard terminology and definitions, using NASFAA's glossary of award letter terms.
    4. Renewal requirements for each award.
  1. All required consumer information is displayed in a prominent location on the institutional web site(s) and in any printed materials, easily identified and found, and labeled as "Consumer Information."
  2. Financial aid professionals will disclose to their institution any involvement, interest in, or potential conflict of interest with any entity with which the institution has a business relationship.